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New image-generating AIs are being used for fake expense reports

Several receipts shown to the FT by expense management platforms demonstrated the realistic nature of the images, which included wrinkles in paper, detailed itemization that matched real-life menus, and signatures.

“This isn’t a future threat; it’s already happening. While currently only a small percentage of non-compliant receipts are AI-generated, this is only going to grow,” said Sebastien Marchon, chief executive of Rydoo, an expense management platform.

The rise in these more realistic copies has led companies to turn to AI to help detect fake receipts, as most are too convincing to be found by human reviewers.

The software works by scanning receipts to check the metadata of the image to discover whether an AI platform created it. However, this can be easily removed by users taking a photo or a screenshot of the picture.

To combat this, it also considers other contextual information by examining details such as repetition in server names and times and broader information about the employee’s trip.

“The tech can look at everything with high details of focus and attention that humans, after a period of time, things fall through the cracks, they are human,” added Calvin Lee, senior director of product management at Ramp.

Research by SAP in July found that nearly 70 percent of chief financial officers believed their employees were using AI to attempt to falsify travel expenses or receipts, with about 10 percent adding they are certain it has happened in their company.

Mason Wilder, research director at the Association of Certified Fraud Examiners, said AI-generated fraudulent receipts were a “significant issue for organizations.”

He added: “There is zero barrier for entry for people to do this. You don’t need any kind of technological skills or aptitude like you maybe would have needed five years ago using Photoshop.”

© 2025 The Financial Times Ltd. All rights reserved. Not to be redistributed, copied, or modified in any way.

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This browser claims “perfect privacies protection,” but it acts like malware


Researchers note links to Asia’s booming cybercrime and illegal gambling networks.

This looks like a 100 percent above-board product, right? Right? Credit: Ars Technica

The Universe Browser makes some big promises to its potential users. Its online advertisements claim it’s the “fastest browser,” that people using it will “avoid privacy leaks” and that the software will help “keep you away from danger.” However, everything likely isn’t as it seems.

The browser, which is linked to Chinese online gambling websites and is thought to have been downloaded millions of times, actually routes all Internet traffic through servers in China and “covertly installs several programs that run silently in the background,” according to new findings from network security company Infoblox. The researchers say the “hidden” elements include features similar to malware—including “key logging, surreptitious connections,” and changing a device’s network connections.

Perhaps most significantly, the Infoblox researchers who collaborated with the United Nations Office on Drugs and Crime (UNODC) on the work, found links between the browser’s operation and Southeast Asia’s sprawling, multibillion-dollar cybercrime ecosystem, which has connections to money-laundering, illegal online gambling, human trafficking, and scam operations that use forced labor. The browser itself, the researchers says, is directly linked to a network around major online gambling company BBIN, which the researchers have labeled a threat group they call Vault Viper.

The researchers say the discovery of the browser—plus its suspicious and risky behavior—indicates that criminals in the region are becoming increasingly sophisticated. “These criminal groups, particularly Chinese organized crimes syndicates, are increasingly diversifying and evolving into cyber enabled fraud, pig butchering, impersonation, scams, that whole ecosystem,” says John Wojcik, a senior threat researcher at Infoblox, who also worked on the project when he was a staff member at the UNODC.

“They’re going to continue to double down, reinvest profits, develop new capabilities,” Wojcik says. “The threat is ultimately becoming more serious and concerning, and this is one example of where we see that.”

Under the hood

The Universe Browser was first spotted—and mentioned by name—by Infoblox and UNODC at the start of this year when they began unpacking the digital systems around an online casino operation based in Cambodia, which was previously raided by law enforcement officials. Infoblox, which specializes in domain name system (DNS) management and security, detected a unique DNS fingerprint from those systems that they linked to Vault Viper, making it possible for the researchers to trace and map websites and infrastructure linked to the group.

Tens of thousands of web domains, plus various command-and-control infrastructure and registered companies, are linked to Vault Viper activity, Infoblox researchers say in a report shared with WIRED. They also say they examined hundreds of pages of corporate documents, legal records, and court filings with links to BBIN or other subsidiaries. Time and time again, they came across the Universe Browser online.

“We haven’t seen the Universe Browser advertised outside of the domains Vault Viper controls,” says Maël Le Touz, a threat researcher at Infoblox. The Infoblox report says the browser was “specifically” designed to help people in Asia—where online gambling is largely illegal—bypass restrictions. “Each of the casino websites they operate seem to contain a link and advertisement to it,” Le Touz says.

The Universe Browser itself is mostly offered for direct download from these casino websites—often being linked at the bottom of the websites, next to the logo of BBIN. There are desktop versions available for Windows, as well as an app version in Apple’s App Store. And while it is not in Google’s Play Store, there are Android APK files that allow the app to be directly installed on Android phones. The researchers say multiple parts of the Universe Browser and the code for its apps reference BBIN, and other technical details also reference the company.

The researchers reverse-engineered the Windows version of the browser. They say that while they have been unable to “verify malicious intent,” elements of the browser that they uncovered include many features that are similar to those found malware and tries to evade detection by antivirus tools. When the browser is launched, it “immediately” checks for the user’s location, language, and whether it is running in a virtual machine. The app also installs two browser extensions: one of which can allow screenshots to be uploaded to domains linked to the browser.

While online gambling in China is largely illegal, the country also runs some of the world’s strictest online censorship operations and has taken action against illegal gambling rings. While the browser may most often be being used by those trying to take part in illegal gambling, it also puts their data at risk, the researchers say. “In the hands of a malicious actor—a Triad for example—this browser would serve as the perfect tool to identify wealthy players and obtain access to their machine,” the Infoblox report says.

Beyond connecting to China, running key logging, and other programs that run in the background, Infoblox’s report also says multiple functions have been disabled. “The right click, settings access and developer tools, for instance, have all been removed, while the browser itself is run with several flags disabling major security features including sandboxing, and the removal of legacy SSL protocols, greatly increasing risk when compared with typical mainstream browsers,” the company’s report says. (SSL, also known as Secure Sockets Layer, is a historic type of web encryption that protected some data transfers.)

It is unclear whether these same suspicious behaviors are present in the iOS and Android versions of the app. A Google spokesperson says the company is looking into the app and confirmed it was not available through its Google Play store. Apple did not respond to requests for comment about the app.

Connect the dots

The web infrastructure around the Universe Browser led the researchers back to BBIN, a company that has existed since 1999. While it was originally founded in Taiwan, the company now has a large base in the Philippines.

BBIN, which also goes by the name Baoying Group and has multiple subsidies, describes itself as a “leading” supplier of iGaming software in Asia. A UNODC report from April, which links BBIN to the Universe Browser but does not formally name the company as Vault Viper, says the firm runs several hotels and casinos in Southeast Asia as well as providing “one of the largest and most successful” iGaming platforms in the region. Over the last decade, BBIN has sponsored or partnered with multiple major European soccer teams, such as Spain’s Atlético de Madrid, Germany’s Borussia Dortmund, and Dutch team AFC Ajax.

In recent years, multiple football clubs in England’s Premier League have faced scrutiny over sponsorship by Asian gambling companies—including by TGP Europe, which was owned by Alvin Chau, the chairman and founder of SunCity Group, who was sentenced in January 2023 to 18 years in prison after being found guilty of running illegal gambling operations. TGP Europe left the UK earlier this year after being fined by the country’s gambling regulator. Atlético Madrid, Borussia Dortmund, and AFC Ajax did not respond to WIRED requests for comment.

The iGaming industry develops online gambling software, such as virtual poker or other online casino games, that can easily be played on the web or on phones. “BBIN Baoying is officially an online casino game developer or ‘white label’ online casino platform, meaning it outsources its online gambling technology to other sites,” says Lindsey Kennedy, research director at The EyeWitness Project, which investigates corruption and organized crime. “The only languages it offers are Korean, Japanese, and Chinese, which isn’t a great sign as online gambling is either banned or heavily restricted in all three countries.”

“Baoying and BBIN are what I would call a multi-billion dollar gray-area international conglomerate with deep criminal connections, backstopping and providing services to online gambling businesses, scams and cybercrime actors,” alleges Jeremy Douglas, chief of staff at the UNODC and its former regional representative for Southeast Asia. “Aside from what has been estimated at a two-thirds ownership by Alvin Chau of SunCity—arguably the biggest money launderer in the history of Asia—law enforcement partners have documented direct connections with Triad groups including the Bamboo Union, Four Seas, Tian Dao,” Douglas says of BBIN. (When Chau was sentenced in January 2023, court documents pointed to him allegedly owning a 66.67 percent share of Baoying).

BBIN did not respond to multiple requests for comment from WIRED. The firm’s primary contact email address it lists on its website bounced back, while questions sent to another email address and online contact forms, plus attempts to contact two alleged staff members on LinkedIn were not answered by the time of publication. A company Telegram account pointed WIRED to one of the contact forms that did not provide any answers.

The Presidential Anti-Organized Crime Commission (PAOCC) in the Philippines, which tackles organized and international crimes, did not respond to a request for comment from WIRED about BBIN.

Over the last decade, online crime in Southeast Asia has massively surged, driven partially by illegal online gambling and also a series of scam compoundsthat have been set up across Myanmar, Laos, and Cambodia. Hundreds of thousands of people from more than 60 countries have been tricked into working in these compounds, where they operate scams day and night, stealing billions of dollars from people around the world.

“Scam parks and compounds across the region generally host both online gambling and online scam operations, and the methodology used to lure individuals into opening online gambling accounts parallels that associated with pig-butchering scams,” says Jason Tower, a senior expert at the Global Initiative Against Transnational Organized Crime.

Last week, US law enforcement seized $15 billion in Bitcoin from one giant Cambodian organization, which publicly dealt in real estate but allegedly ran scam facilities in “secret.” One of the sanctioned entities, the Jin Bei Group in Cambodia, which US authorities accused of operating a series of scam compounds, also shows links to BBIN’s technology, Tower says. “There are multiple Telegram groups and casino websites indicating that BBIN partners with multiple entities inside the Jinbei casino,” Tower says, adding that one group on Telegram “posts daily advertisements indicating an official partnership between Jinbei and BBIN.”

Over recent years, multiple government press releases and news reports fromcountries including China and Taiwan, have alleged how BBIN’s technology has been used within illegal gambling operations and linked to cybercrime. “There are hundreds of Telegram posts aggressively advertising various illegal Chinese facing gambling sites that say they either are, or are built on, BBIN/Baoying technology, many of them by individuals claiming to operate out of scam and illegal gambling compounds, or as part of the highly illegal, trafficking-driven industry in Cambodia and Northern Myanmar,” says Kennedy from The EyeWitness Project.

While the Universe Browser has most likely been downloaded by those accessing Chinese-language gambling websites, researchers say that its development indicates how pivotal and lucrative illegal online gambling operations are and exposing their links to scamming efforts that operate across the world. “As these operations continue to scale and diversify, they are marked by growing technical expertise, professionalization, operational resilience, and the ability to function under the radar with very limited scrutiny and oversight,” Infoblox’s report concludes.

This story originally appeared on wired.com.

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sextortion-with-a-twist:-spyware-takes-webcam-pics-of-users-watching-porn

Sextortion with a twist: Spyware takes webcam pics of users watching porn

“How you use this program is your responsibility,” the page reads. “I will not be held accountable for any illegal activities. Nor do i give a shit how u use it.”

In the hacking campaigns Proofpoint analyzed, cybercriminals attempted to trick users into downloading and installing Stealerium as an attachment or a web link, luring victims with typical bait like a fake payment or invoice. The emails targeted victims inside companies in the hospitality industry, as well as in education and finance, though Proofpoint notes that users outside of companies were also likely targeted but wouldn’t be seen by its monitoring tools.

Once it’s installed, Stealerium is designed to steal a wide variety of data and send it to the hacker via services like Telegram, Discord, or the SMTP protocol in some variants of the spyware, all of which is relatively standard in infostealers. The researchers were more surprised to see the automated sextortion feature, which monitors browser URLs for a list of pornography-related terms such as “sex” and “porn,” which can be customized by the hacker and trigger simultaneous image captures from the user’s webcam and browser. Proofpoint notes that it hasn’t identified any specific victims of that sextortion function, but suggests that the existence of the feature means it has likely been used.

More hands-on sextortion methods are a common blackmail tactic among cybercriminals, and scam campaigns in which hackers claim to have obtained webcam pics of victims looking at pornography have also plagued inboxes in recent years—including some that even try to bolster their credibility with pictures of the victim’s home pulled from Google Maps. But actual, automated webcam pics of users browsing porn is “pretty much unheard of,” says Proofpoint researcher Kyle Cucci. The only similar known example, he says, was a malware campaign that targeted French-speaking users in 2019, discovered by the Slovakian cybersecurity firm ESET.

The pivot to targeting individual users with automated sextortion features may be part of a larger trend of some cybercriminals—particularly lower-tier groups—turning away from high-visibility, large-scale ransomware campaigns and botnets that tend to attract the attention of law enforcement, says Proofpoint’s Larson.

“For a hacker, it’s not like you’re taking down a multimillion-dollar company that is going to make waves and have a lot of follow-on impacts,” Larson says, contrasting the sextortion tactics to ransomware operations that attempt to extort seven-figure sums from companies. “They’re trying to monetize people one at a time. And maybe people who might be ashamed about reporting something like this.”

This story originally appeared on wired.com.

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Ransomware kingpin “Stern” apparently IDed by German law enforcement


unlikely to be extradited

BSA names Vi­ta­ly Ni­ko­lae­vich Kovalev is “Stern,” the leader of Trickbot.

Credit: Tim Robberts/Getty Images

For years, members of the Russian cybercrime cartel Trickbot unleashed a relentless hacking spree on the world. The group attacked thousands of victims, including businesses, schools, and hospitals. “Fuck clinics in the usa this week,” one member wrote in internal Trickbot messages in 2020 about a list of 428 hospitals to target. Orchestrated by an enigmatic leader using the online moniker “Stern,” the group of around 100 cybercriminals stole hundreds of millions of dollars over the course of roughly six years.

Despite a wave of law enforcement disruptions and a damaging leak of more than 60,000 internal chat messages from Trickbot and the closely associated counterpart group Conti, the identity of Stern has remained a mystery. Last week, though, Germany’s federal police agency, the Bundeskriminalamt or BKA, and local prosecutors alleged that Stern’s real-world name is Vi­ta­ly Ni­ko­lae­vich Kovalev, a 36-year-old, 5-foot-11-inch Russian man who cops believe is in his home country and thus shielded from potential extradition.

A recently issued Interpol red notice says that Kovalev is wanted by Germany for allegedly being the “ringleader” of a “criminal organisation.”

“Stern’s naming is a significant event that bridges gaps in our understanding of Trickbot—one of the most notorious transnational cybercriminal groups to ever exist,” says Alexander Leslie, a threat intelligence analyst at the security firm Recorded Future. “As Trickbot’s ‘big boss’ and one of the most noteworthy figures in the Russian cybercriminal underground, Stern remained an elusive character, and his real name was taboo for years.”

Stern has notably seemed to be absent from multiple rounds of Western sanctions and indictments in recent years calling out alleged Trickbot and Conti members. Leslie and other researchers have long speculated to WIRED that global law enforcement may have strategically withheld Stern’s alleged identity as part of ongoing investigations. Kovalev is suspected of being the “founder” of Trickbot and allegedly used the Stern moniker, the BKA said in an online announcement.

“It has long been assumed, based on numerous indications, that ‘Stern’ is in fact Kovalev,” a BKA spokesperson says in written responses to questions from WIRED. They add that “the investigating authorities involved in Operation Endgame were only able to identify the actor Stern as Kovalev during their investigation this year,” referring to a multi-year international effort to identify and disrupt cybercriminal infrastructure, known as Operation Endgame.

The BKA spokesperson also notes in written statements to WIRED that information obtained through a 2023 investigation into the Qakbot malware as well as analysis of the leaked Trickbot and Conti chats from 2022 were “helpful” in making the attribution. They added, too, that the “assessment is also shared by international partners.”

The German announcement is the first time that officials from any government have publicly alleged an identity for a suspect behind the Stern moniker. As part of Operation Endgame, BKA’s Stern attribution inherently comes in the context of a multinational law enforcement collaboration. But unlike in other Trickbot- and Conti-related attributions, other countries have not publicly concurred with BKA’s Stern identification thus far. Europol, the US Department of Justice, the US Treasury, and the UK’s Foreign, Commonwealth & Development Office did not immediately respond to WIRED’s requests for comment.

Several cybersecurity researchers who have tracked Trickbot extensively tell WIRED they were unaware of the announcement. An anonymous account on the social media platform X recently claimed that Kovalev used the Stern handle and published alleged details about him. WIRED messaged multiple accounts that supposedly belong to Kovalev, according to the X account and a database of hacked and leaked records compiled by District 4 Labs but received no response.

Meanwhile, Kovalev’s name and face may already be surprisingly familiar to those who have been following recent Trickbot revelations. This is because Kovalev was jointly sanctioned by the United States and United Kingdom in early 2023 for his alleged involvement as a senior member in Trickbot. He was also charged in the US at the time with hacking linked to bank fraud allegedly committed in 2010. The US added him to its most-wanted list. In all of this activity, though, the US and UK linked Kovalev to the online handles “ben” and “Bentley.” The 2023 sanctions did not mention a connection to the Stern handle. And, in fact, Kovalev’s 2023 indictment was mainly noteworthy because his use of “Bentley” as a handle was determined to be “historic” and distinct from that of another key Trickbot member who also went by “Bentley.”

The Trickbot ransomware group first emerged around 2016, after its members moved from the Dyre malware that was disrupted by Russian authorities. Over the course of its lifespan, the Trickbot group—which used its namesake malware, alongside other ransomware variants such as Ryuk, IcedID, and Diavol—increasingly overlapped in operations and personnel with the Conti gang. In early 2022, Conti published a statement backing Russia’s full-scale invasion of Ukraine, and a cybersecurity researcher who had infiltrated the groups leaked more than 60,000 messages from Trickbot and Conti members, revealing a huge trove of information about their day-to-day operations and structure.

Stern acted like a “CEO” of the Trickbot and Conti groups and ran them like a legitimate company, leaked chat messages analyzed by WIRED and security researchers show.

“Trickbot set the mold for the modern ‘as-a-service’ cybercriminal business model that was adopted by countless groups that followed,” Recorded Future’s Leslie says. “While there were certainly organized groups that preceded Trickbot, Stern oversaw a period of Russian cybercrime that was characterized by a high level of professionalization. This trend continues today, is reproduced worldwide, and is visible in most active groups on the dark web.”

Stern’s eminence within Russian cybercrime has been widely documented. The cryptocurrency-tracing firm Chainalysis does not publicly name cybercriminal actors and declined to comment on BKA’s identification, but the company emphasized that the Stern persona alone is one of the all-time most profitable ransomware actors it tracks.

“The investigation revealed that Stern generated significant revenues from illegal activities, in particular in connection with ransomware,” the BKA spokesperson tells WIRED.

Stern “surrounds himself with very technical people, many of which he claims to have sometimes decades of experience, and he’s willing to delegate substantial tasks to these experienced people whom he trusts,” says Keith Jarvis, a senior security researcher at cybersecurity firm Sophos’ Counter Threat Unit. “I think he’s always probably lived in that organizational role.”

Increasing evidence in recent years has indicated that Stern has at least some loose connections to Russia’s intelligence apparatus, including its main security agency, the Federal Security Service (FSB). The Stern handle mentioned setting up an office for “government topics” in July 2020, while researchers have seen other members of the Trickbot group say that Stern is likely the “link between us and the ranks/head of department type at FSB.”

Stern’s consistent presence was a significant contributor to Trickbot and Conti’s effectiveness—as was the entity’s ability to maintain strong operational security and remain hidden.

As Sophos’ Jarvis put it, “I have no thoughts on the attribution, as I’ve never heard a compelling story about Stern’s identity from anyone prior to this announcement.”

This story originally appeared on wired.com.

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Wired.com is your essential daily guide to what’s next, delivering the most original and complete take you’ll find anywhere on innovation’s impact on technology, science, business and culture.

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neuroscientists-are-racing-to-turn-brain-waves-into-speech

Neuroscientists are racing to turn brain waves into speech

Many thousands of people a year could benefit from so-called voice prosthesis. Their cognitive functions remain more or less intact, but they have suffered speech loss due to stroke, the neurodegenerative disorder ALS, and other brain conditions. If successful, researchers hope the technique could be extended to help people who have difficulty vocalizing because of conditions such as cerebral palsy or autism.

The potential of voice neuroprosthesis is beginning to trigger interest among businesses. Precision Neuroscience claims to be capturing higher resolution brain signals than academic researchers, since the electrodes of its implants are more densely packed.

The company has worked with 31 patients and plans soon to collect data from more, providing a potential pathway to commercialization.

Precision received regulatory clearance on April 17 to leave its sensors implanted for up to 30 days at a time. That would enable its scientists to train their system with what could within a year be the “largest repository of high resolution neural data that exists on planet Earth,” said chief executive Michael Mager.

The next step would be to “miniaturize the components and put them in hermetically sealed packages that are biocompatible so they can be planted in the body forever,” Mager said.

Elon Musk’s Neuralink, the best-known brain-computer interface (BCI) company, has focused on enabling people with paralysis to control computers rather than giving them a synthetic voice.

An important obstacle to the development of brain-to-voice technology is the time patients take to learn how to use the system.

A key unanswered question is how much the response patterns in the motor cortex—the part of the brain that controls voluntary actions, including speech—vary between people. If they remained very similar, machine-learning models trained on previous individuals could be used for new patients, said Nick Ramsey, a BCI researcher at University Medical Centre Utrecht.

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